:root {
    --navy-blue: #1a2b4e;
    --gold: #c5a572;
    --light-gold: #e6d5b8;
    --white: #ffffff;
    --light-gray: #f5f5f5;
    --dark-gray: #333333;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Lato', sans-serif;
    line-height: 1.6;
    color: var(--dark-gray);
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Montserrat', sans-serif;
    color: var(--navy-blue);
}

/* Header Styles */
.header {
    background-color: var(--white);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

.top-bar {
    background-color: var(--navy-blue);
    padding: 0.5rem 0;
    color: var(--white);
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1rem;
}

.top-contact {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.top-contact a {
    color: var(--white);
    text-decoration: none;
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.social-link {
    color: var(--white);
    font-size: 1rem;
    transition: color 0.3s ease;
}

.social-link:hover {
    color: var(--gold);
}

.divider {
    color: rgba(255, 255, 255, 0.3);
}

.highlight-text {
    color: var(--gold);
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.nav-container {
    background-color: var(--white);
    padding: 0.8rem 0;
    box-shadow: 0 2px 5px rgba(0,0,0,0.1);
}

.hamburger-menu {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
    position: absolute;
    right: 1rem;
    top: 1.5rem;
    z-index: 1001;
}

.hamburger-menu span {
    display: block;
    width: 24px;
    height: 2px;
    background-color: var(--navy-blue);
    margin: 5px 0;
    transition: all 0.3s ease;
}

.hamburger-menu.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.hamburger-menu.active span:nth-child(2) {
    opacity: 0;
}

.hamburger-menu.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -7px);
}

.mobile-menu {
    display: none;
}

.nav-container .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo h1 {
    font-size: 1.8rem;
    color: var(--navy-blue);
    margin: 0;
    font-weight: 700;
}

.logo h1 span {
    color: var(--gold);
}

.tagline {
    font-size: 0.9rem;
    color: #666;
    margin-top: 0.25rem;
}

.nav-right {
    display: flex;
    align-items: center;
}

.header-action-group {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: rgba(26, 43, 78, 0.03);
    padding: 0.5rem;
    border-radius: 50px;
}

.rate-badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    background: rgba(197, 165, 114, 0.1);
    border-radius: 50px;
    color: var(--gold);
    font-weight: 600;
}

.rate-badge i {
    font-size: 1rem;
}

.phone-badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    color: var(--navy-blue);
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
}

.phone-badge:hover {
    color: var(--gold);
}

.phone-badge i {
    font-size: 1rem;
}

.header-cta {
    background-color: var(--gold);
    color: var(--white);
    padding: 0.5rem 1.5rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
}

.header-cta:hover {
    background-color: var(--navy-blue);
    transform: translateY(-2px);
}

/* Hero Section */
.hero {
    background: linear-gradient(rgba(26, 43, 78, 0.9), rgba(26, 43, 78, 0.9)), url('images/hero-bg.jpg');
    background-size: cover;
    background-position: center;
    min-height: 100vh;
    padding: 200px 1rem 80px;
    position: relative;
}

@media (max-width: 768px) {
    .hero {
        padding-top: 220px;
    }
}

.hero .container {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: center;
}

.hero-content {
    color: var(--white);
    max-width: 600px;
}

.hero-content h1 {
    font-size: 3.5rem;
    margin-bottom: 1rem;
    color: var(--white);
    line-height: 1.2;
}

.hero-content h2 {
    font-size: 1.8rem;
    margin-bottom: 2rem;
    color: var(--gold);
}

.hero-features {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.feature-badge {
    background: rgba(255, 255, 255, 0.1);
    padding: 0.8rem 1.2rem;
    border-radius: 50px;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    backdrop-filter: blur(5px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.feature-badge i {
    color: var(--gold);
}

.feature-badge span {
    color: var(--white);
    font-weight: 500;
}

.hero-cta-group {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.cta-button.primary {
    background-color: var(--gold);
    color: var(--white);
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
}

.cta-button.secondary {
    background-color: rgba(255, 255, 255, 0.1);
    color: var(--white);
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    backdrop-filter: blur(5px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: all 0.3s ease;
}

.cta-button.primary:hover {
    background-color: var(--light-gold);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(197, 165, 114, 0.3);
}

.cta-button.secondary:hover {
    background-color: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
}

.hero-form {
    background: var(--white);
    padding: 2rem;
    border-radius: 20px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
}

.form-header {
    text-align: center;
    margin-bottom: 1.5rem;
    position: relative;
}

.offer-badge {
    background: var(--gold);
    color: var(--white);
    padding: 0.5rem 1rem;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 1rem;
}

.form-header h3 {
    color: var(--navy-blue);
    font-size: 1.8rem;
    margin-bottom: 0.5rem;
}

.form-header p {
    color: #666;
}

.hero-form .form-group {
    margin-bottom: 1rem;
}

.hero-form input,
.hero-form select {
    width: 100%;
    padding: 1rem;
    border: 2px solid #eee;
    border-radius: 10px;
    font-size: 1rem;
    transition: all 0.3s ease;
}

.hero-form input:focus,
.hero-form select:focus {
    border-color: var(--gold);
    outline: none;
}

.hero-form .submit-btn {
    width: 100%;
    padding: 1rem;
    background: var(--gold);
    color: var(--white);
    border: none;
    border-radius: 10px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.hero-form .submit-btn:hover {
    background: var(--light-gold);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(197, 165, 114, 0.3);
}

.form-trust {
    text-align: center;
    margin-top: 1rem;
    color: #666;
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.form-trust i {
    color: var(--gold);
}

/* Why Choose Us Section */
.why-choose-us {
    padding: 5rem 1rem;
    background-color: var(--light-gray);
}

.why-choose-us h2 {
    text-align: center;
    margin-bottom: 3rem;
    color: var(--navy-blue);
    font-size: 2.5rem;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.feature {
    text-align: center;
    padding: 2rem;
    background-color: var(--white);
    border-radius: 20px;
    box-shadow: 0 3px 10px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
    position: relative;
    overflow: hidden;
}

.feature::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease;
}

.feature:hover {
    transform: translateY(-5px);
}

.feature:hover::before {
    transform: scaleX(1);
}

.feature i {
    font-size: 2.5rem;
    color: var(--gold);
    margin-bottom: 1.5rem;
    transition: transform 0.3s ease;
}

.feature:hover i {
    transform: scale(1.1);
}

.feature h3 {
    color: var(--navy-blue);
    margin-bottom: 1rem;
    font-size: 1.3rem;
}

.feature p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.6;
}

/* Loan Products Section */
.loan-products {
    padding: 5rem 1rem;
    background: linear-gradient(rgba(26, 43, 78, 0.02), rgba(26, 43, 78, 0.05));
}

.loan-products h2 {
    text-align: center;
    margin-bottom: 1rem;
    color: var(--navy-blue);
    font-size: 2.5rem;
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 2rem auto;
}

.product-category {
    background: var(--white);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transition: all 0.3s ease;
}

.product-category:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

.product-category h3 {
    color: var(--navy-blue);
    margin-bottom: 1.5rem;
    font-size: 1.5rem;
    display: flex;
    align-items: center;
    gap: 1rem;
}

.product-category h3 i {
    color: var(--gold);
    font-size: 1.8rem;
}

.product-category ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.product-category ul li {
    padding: 0.8rem 0;
    border-bottom: 1px solid rgba(0,0,0,0.05);
    color: #666;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.product-category ul li::before {
    content: "→";
    color: var(--gold);
    font-weight: bold;
}

.product-category ul li:last-child {
    border-bottom: none;
}

@media (max-width: 768px) {
    .why-choose-us h2,
    .loan-products h2 {
        font-size: 2rem;
    }

    .feature {
        padding: 1.5rem;
    }

    .feature i {
        font-size: 2rem;
    }

    .product-category {
        margin: 0 1rem;
    }

    .product-category h3 {
        font-size: 1.3rem;
    }
}

/* Eligibility Section */
.eligibility {
    padding: 5rem 0;
    background: linear-gradient(rgba(26, 43, 78, 0.02), rgba(26, 43, 78, 0.05));
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
    max-width: 1200px;
    margin-left: auto;
    margin-right: auto;
    padding: 0 1rem;
}

.section-header h2 {
    color: var(--navy-blue);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.section-subtitle {
    color: #666;
    font-size: 1.1rem;
    max-width: 600px;
    margin: 0 auto;
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
    max-width: 1200px;
    margin-left: auto;
    margin-right: auto;
    padding: 0 1rem;
}

.eligibility-card {
    background: var(--white);
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    overflow: hidden;
    transition: transform 0.3s ease;
    width: 100%;
}

.eligibility-card:hover {
    transform: translateY(-5px);
}

.card-header {
    background: var(--navy-blue);
    color: var(--white);
    padding: 1.5rem;
    text-align: center;
}

.card-header i {
    font-size: 2.5rem;
    color: var(--gold);
    margin-bottom: 1rem;
}

.card-header h3 {
    color: var(--white);
    margin: 0;
    font-size: 1.5rem;
}

.card-content {
    padding: 2rem;
}

.eligibility-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.eligibility-list li {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.eligibility-list li:last-child {
    margin-bottom: 0;
}

.eligibility-list i {
    color: var(--gold);
    margin-top: 0.2rem;
}

.eligibility-list div {
    flex: 1;
}

.eligibility-list strong {
    display: block;
    color: var(--navy-blue);
    margin-bottom: 0.2rem;
}

.eligibility-list span {
    color: #666;
}

.document-categories {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1.5rem;
}

.document-category h4 {
    color: var(--navy-blue);
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.document-category h4 i {
    color: var(--gold);
}

.document-category ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.document-category li {
    color: #666;
    margin-bottom: 0.5rem;
    padding-left: 1.5rem;
    position: relative;
}

.document-category li::before {
    content: "•";
    color: var(--gold);
    position: absolute;
    left: 0;
}

.card-footer {
    padding: 1.5rem;
    background: rgba(26, 43, 78, 0.02);
    border-top: 1px solid rgba(0,0,0,0.05);
}

.check-eligibility-btn {
    display: block;
    background: var(--gold);
    color: var(--white);
    text-decoration: none;
    padding: 1rem;
    text-align: center;
    border-radius: 10px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.check-eligibility-btn:hover {
    background: var(--navy-blue);
    transform: translateY(-2px);
}

.document-note {
    color: #666;
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.document-note i {
    color: var(--gold);
}

.eligibility-cta {
    background: var(--navy-blue);
    padding: 3rem;
    border-radius: 20px;
    text-align: center;
    color: var(--white);
    max-width: 1200px;
    margin: 0 auto;
    padding: 3rem 2rem;
}

.cta-content h3 {
    color: var(--white);
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

.cta-content p {
    color: rgba(255,255,255,0.8);
    margin-bottom: 2rem;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.apply-now-btn {
    background: var(--gold);
    color: var(--white);
    padding: 1rem 2rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
}

.call-expert-btn {
    background: rgba(255,255,255,0.1);
    color: var(--white);
    padding: 1rem 2rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
}

.apply-now-btn:hover,
.call-expert-btn:hover {
    transform: translateY(-2px);
    background: var(--light-gold);
}

/* Special Offer Section */
.special-offer {
    padding: 5rem 1rem;
    background: linear-gradient(135deg, var(--navy-blue) 0%, #2a3f6f 100%);
    position: relative;
    overflow: hidden;
}

.special-offer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg width="20" height="20" viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><circle cx="2" cy="2" r="1" fill="rgba(255,255,255,0.05)"/></svg>');
    opacity: 0.5;
}

.special-offer .container {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
}

.offer-content {
    text-align: center;
    color: var(--white);
}

.offer-badge {
    display: inline-block;
    background: rgba(197, 165, 114, 0.2);
    color: var(--gold);
    padding: 0.5rem 1.5rem;
    border-radius: 50px;
    font-weight: 600;
    margin-bottom: 1.5rem;
    border: 1px solid var(--gold);
}

.offer-content h2 {
    font-size: 2.5rem;
    color: var(--white);
    margin-bottom: 3rem;
    line-height: 1.2;
}

.offer-highlights {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.highlight-item {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    padding: 1.5rem;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 15px;
    transition: transform 0.3s ease;
}

.highlight-item:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.1);
}

.highlight-item i {
    font-size: 2rem;
    color: var(--gold);
}

.highlight-text {
    text-align: left;
}

.highlight-text .rate {
    display: block;
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 0.5rem;
}

.highlight-text .desc {
    display: block;
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.9rem;
}

.offer-cta {
    display: flex;
    gap: 1rem;
    justify-content: center;
    margin-bottom: 1.5rem;
    flex-wrap: wrap;
}

.primary-btn,
.secondary-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.primary-btn {
    background: var(--gold);
    color: var(--white);
}

.secondary-btn {
    background: rgba(255, 255, 255, 0.1);
    color: var(--white);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.primary-btn:hover,
.secondary-btn:hover {
    transform: translateY(-2px);
}

.primary-btn:hover {
    background: var(--light-gold);
}

.secondary-btn:hover {
    background: rgba(255, 255, 255, 0.2);
}

.offer-note {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.offer-note i {
    color: var(--gold);
}

@media (max-width: 768px) {
    .special-offer {
        padding: 4rem 1rem;
    }

    .offer-content h2 {
        font-size: 2rem;
        margin-bottom: 2rem;
    }

    .highlight-item {
        padding: 1.2rem;
    }

    .highlight-text .rate {
        font-size: 1.5rem;
    }

    .primary-btn,
    .secondary-btn {
        width: 100%;
        justify-content: center;
    }
}

/* Testimonials Section */
.testimonials {
    padding: 5rem 1rem;
    background-color: var(--light-gray);
}

.testimonials h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.testimonial-card {
    max-width: 800px;
    margin: 0 auto;
    padding: 2rem;
    background-color: var(--white);
    border-radius: 10px;
    text-align: center;
    box-shadow: 0 3px 10px rgba(0,0,0,0.1);
}

.testimonial-card i {
    font-size: 2rem;
    color: var(--gold);
    margin-bottom: 1rem;
}

.testimonial-author {
    color: var(--navy-blue);
    font-weight: bold;
    margin-top: 1rem;
}

/* Contact Section */
.contact {
    padding: 5rem 1rem;
    background-color: var(--white);
}

.contact h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.contact-item i {
    font-size: 1.5rem;
    color: var(--gold);
}

.social-links {
    display: flex;
    gap: 1rem;
    margin-top: 1rem;
}

.social-links a {
    color: var(--navy-blue);
    font-size: 1.5rem;
    transition: color 0.3s ease;
}

.social-links a:hover {
    color: var(--gold);
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    padding: 0.8rem;
    border: 1px solid #ddd;
    border-radius: 5px;
    font-family: 'Lato', sans-serif;
}

.contact-form textarea {
    height: 150px;
    resize: vertical;
}

.submit-button {
    background-color: var(--navy-blue);
    color: var(--white);
    padding: 1rem;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    font-weight: bold;
    transition: background-color 0.3s ease;
}

.submit-button:hover {
    background-color: var(--gold);
}

/* Footer */
.footer {
    background-color: var(--navy-blue);
    color: var(--white);
    padding: 3rem 1rem 1rem;
}

.footer-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-logo h3 {
    color: var(--white);
    margin-bottom: 0.5rem;
}

.footer-links {
    display: flex;
    gap: 1.5rem;
}

.footer-links a {
    color: var(--white);
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--gold);
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
}

/* Partners Section */
.partners {
    padding: 5rem 1rem;
    background-color: var(--white);
}

.partners h2 {
    text-align: center;
    margin-bottom: 3rem;
    color: var(--navy-blue);
    font-size: 2.5rem;
}

.partners-slider {
    padding: 2rem 0;
    position: relative;
    margin-bottom: 2rem;
}

.partners .swiper-slide {
    height: 100px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.3s ease;
}

.partners .swiper-slide img {
    max-width: 80%;
    max-height: 80%;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: 0.6;
    transition: all 0.3s ease;
}

.partners .swiper-slide:hover img {
    filter: grayscale(0%);
    opacity: 1;
    transform: scale(1.05);
}

.partners .swiper-button-next,
.partners .swiper-button-prev {
    color: var(--navy-blue);
    opacity: 0.5;
    transition: all 0.3s ease;
}

.partners .swiper-button-next:hover,
.partners .swiper-button-prev:hover {
    opacity: 1;
    color: var(--gold);
}

@media (max-width: 768px) {
    .partners {
        padding: 3rem 1rem;
    }

    .partners h2 {
        font-size: 2rem;
        margin-bottom: 2rem;
    }

    .partners-slider {
        padding: 1rem 0;
        margin-bottom: 1rem;
    }

    .partners .swiper-slide {
        height: 70px;
    }
}

/* Media Queries */
@media (max-width: 1024px) {
    .header-action-group {
        gap: 0.5rem;
    }
    
    .rate-badge span,
    .phone-badge span {
        font-size: 0.9rem;
    }
}

@media (max-width: 768px) {
    .header {
        position: fixed;
        top: 0;
        width: 100%;
        z-index: 1000;
    }

    .top-bar {
        padding: 0.5rem 0;
    }

    .top-bar .container {
        flex-direction: column;
        gap: 0.5rem;
        text-align: center;
        padding: 0.5rem;
    }

    .top-contact {
        flex-wrap: wrap;
        justify-content: center;
        gap: 0.5rem;
    }

    .top-contact .divider {
        display: none;
    }

    .nav-container {
        padding: 0.5rem 0;
        box-shadow: 0 2px 5px rgba(0,0,0,0.1);
        background: var(--white);
    }

    .nav-container .container {
        flex-direction: column;
        text-align: center;
        gap: 0.5rem;
        padding: 0.5rem;
        position: relative;
    }

    .hamburger-menu {
        display: block;
    }

    .logo {
        padding: 0.5rem;
        padding-right: 3rem;
    }

    .logo h1 {
        font-size: 1.5rem;
        margin-bottom: 0.2rem;
    }

    .tagline {
        font-size: 0.8rem;
    }

    .nav-right {
        width: 100%;
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        background: var(--white);
        box-shadow: 0 2px 5px rgba(0,0,0,0.1);
        padding: 1rem;
        z-index: 1000;
    }

    .nav-right.active {
        display: block;
    }

    .mobile-menu {
        display: block;
        margin-bottom: 1rem;
    }

    .mobile-nav-links {
        list-style: none;
        padding: 0;
        margin: 0;
    }

    .mobile-nav-links li {
        margin: 0;
        padding: 0;
    }

    .mobile-nav-links a {
        display: block;
        padding: 0.8rem;
        color: var(--navy-blue);
        text-decoration: none;
        font-weight: 500;
        border-bottom: 1px solid rgba(0,0,0,0.05);
        transition: all 0.3s ease;
    }

    .mobile-nav-links a:hover {
        background: rgba(197, 165, 114, 0.1);
        color: var(--gold);
    }

    .header-action-group {
        flex-direction: column;
        width: 100%;
        background: none;
        padding: 0;
        gap: 0.5rem;
    }

    .rate-badge,
    .phone-badge,
    .header-cta {
        width: 100%;
        justify-content: center;
        padding: 0.8rem;
        border-radius: 5px;
    }

    .rate-badge {
        background: rgba(197, 165, 114, 0.1);
    }

    .phone-badge {
        background: rgba(26, 43, 78, 0.05);
    }

    .header-cta {
        background: var(--gold);
        color: var(--white);
    }

    .hero .container {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-content {
        margin: 0 auto;
    }

    .hero-features {
        justify-content: center;
    }

    .hero-cta-group {
        justify-content: center;
    }

    .hero-form {
        max-width: 600px;
        margin: 0 auto;
    }

    .section-header h2 {
        font-size: 2rem;
    }

    .eligibility-card {
        margin: 0 1rem;
    }

    .document-categories {
        grid-template-columns: 1fr;
    }

    .eligibility-cta {
        margin: 0 1rem;
        padding: 2rem 1rem;
    }

    .cta-content h3 {
        font-size: 1.5rem;
    }

    .apply-now-btn,
    .call-expert-btn {
        width: 100%;
        justify-content: center;
    }

    .footer-content {
        flex-direction: column;
        text-align: center;
    }

    .footer-links {
        flex-direction: column;
        gap: 1rem;
    }
}

@media (max-width: 480px) {
    .logo h1 {
        font-size: 1.3rem;
    }

    .tagline {
        font-size: 0.8rem;
    }

    .hero-content h1 {
        font-size: 2.5rem;
    }

    .hero-content h2 {
        font-size: 1.3rem;
    }

    .feature-badge {
        padding: 0.6rem 1rem;
        font-size: 0.9rem;
    }

    .cta-button.primary,
    .cta-button.secondary {
        width: 100%;
        justify-content: center;
    }
}